



Experience You Can Count On, Results You Can Bank On..!!
Let’s introduce you to the man behind the expertise in Loans and Investments —Nirav Harshad Desai! With over two decades of hands-on experience, Nirav’s been your trusted companion since 2001, navigating the financial world with finesse and flair.
Picture this: you’re dreaming of that dream home, that bustling business, or securing your family’s future—Nirav’s got your back every step of the way! From home loans to business loans, project loans, and everything in between, consider him your financial fairy godfather.
And guess what? The perks don’t end there! Nirav’s not just about loans; he’s your one-stop-shop for investments too!
So, why stress when Nirav’s here to simplify? Let’s kickstart this journey to financial freedom together!!!
Clients
Samsung Smart Cafe (Kandivali West),
Samsung Smart Cafe (Mira Road),
Swansoft Computers Pvt. Ltd., Borivali West,
Tele Build Constructions Pvt Ltd., – Kandivali East,
Namo Reality – Kandivali West,
Vjaydeep Developers – Borivali West,
Mandar Developers – Virar West,
Various SME’s for Business Loan & Mortgage Loans,
Various HNI’s for Home Loans,
PMS & Mutual Fund Portfolios, Life Insurance, Health Insurance and Investment Plans for Individuals.
Work experience
Founder & Principal Consultant – Nirav H Desai & Consultants
2012 – Present | Mumbai, India
Business Development Manager – Justdial
2007 – 2012 | Mumbai, India
Senior Sales Executive → Team Manager – ICICI Bank
2002 – 2007 | Mumbai, India
Sales Executive → HBL Global Pvt Ltd.,
2001 – 2002 | Mumbai, India
Education
• Bachelor’s Degree in Business/Commerce – Bhartiya Shiksha Parishad (2007–2008)
• IRDA Life Insurance Certification (2020)
• IRDA General Insurance Certification (2022)
• NISM Series V-A: Mutual Fund Distributors Certification (2024)
• NISM Series XXI-A: PMS Distributors Certification (2025)